2015 HNL to WST Historical Review

YEARLY HIGH

0.1232 WST

YEARLY LOW

0.1111 WST

YEARLY AVERAGE

0.1164 WST

2015 HNL to WST Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HNL to WST exchange rate experienced significant fluctuation. The market reached its absolute peak on October 5, valuing the pair at 0.1232. Conversely, the yearly low was recorded on May 13, dropping to 0.1111.

This high-to-low spread represents a total annual volatility of 0.0121 WST. From a start-to-finish perspective, comparing the January average rate of 0.1160 to the December average rate of 0.1183, the exchange rate registered a net change of 1.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1232 was up 1.88% compared to the 2014 peak of 0.1209, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 616 WST

2014 Average 572 WST

Yearly Trough Low 555 WST

Transaction Impact: A difference of 60.54 WST purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1199

0.1114

JanuMarcMayJulySeptNove

HNL to WST Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1152, compared to 0.1176 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0024 points.

H1 Avg (Jan–Jun) 0.1152

H2 Avg (Jul–Dec) 0.1176

Volatility Range Comparison

Volatility

The most volatile month in 2015 was October, with a trading range of 0.0080 WST (High: 0.1232 / Low: 0.1152). On the other end, August was the most stable month, with a tight range of 0.0021 WST (High: 0.1184 / Low: 0.1163).

October Spread (Volatile) ±0.0080

August Spread (Stable) ±0.0021

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0027 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0027

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2015: 0.1175) against the same month in 2014 (average: 0.1121), the exchange rate shifted by +0.0054 (+4.82%).

2015 Avg (October) 0.1175

2014 Avg (October) 0.1121

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1177	0.1140	0.1160
February	0.1190	0.1165	0.1178
March	0.1197	0.1140	0.1164
April	0.1157	0.1126	0.1148
May	0.1145	0.1111	0.1121
June	0.1154	0.1124	0.1143
July	0.1188	0.1142	0.1163
August	0.1184	0.1163	0.1171
September	0.1204	0.1179	0.1192
October	0.1232	0.1152	0.1175
November	0.1193	0.1156	0.1173
December	0.1214	0.1139	0.1183