2021 HNL to WST Historical Review

YEARLY HIGH

0.1087 WST

YEARLY LOW

0.1010 WST

YEARLY AVERAGE

0.1056 WST

2021 HNL to WST Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to WST exchange rate experienced significant fluctuation. The market reached its absolute peak on August 21, valuing the pair at 0.1087. Conversely, the yearly low was recorded on January 6, dropping to 0.1010.

This high-to-low spread represents a total annual volatility of 0.0077 WST. From a start-to-finish perspective, comparing the January average rate of 0.1037 to the December average rate of 0.1068, the exchange rate registered a net change of 3.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1087 was down 3.94% compared to the 2020 peak of 0.1132, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 543 WST

2020 Average 538 WST

Yearly Trough Low 505 WST

Transaction Impact: A difference of 38.46 WST purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1083

0.1032

JanuMarcMayJulySeptNove

HNL to WST Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1044, compared to 0.1067 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0023 points.

H1 Avg (Jan–Jun) 0.1044

H2 Avg (Jul–Dec) 0.1067

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0039 WST (High: 0.1049 / Low: 0.1010). On the other end, November was the most stable month, with a tight range of 0.0006 WST (High: 0.1066 / Low: 0.1059).

January Spread (Volatile) ±0.0039

November Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0016 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 0.1079) against the same month in 2020 (average: 0.1060), the exchange rate shifted by +0.0019 (+1.79%).

2021 Avg (August) 0.1079

2020 Avg (August) 0.1060

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1049	0.1010	0.1037
February	0.1048	0.1030	0.1036
March	0.1060	0.1029	0.1042
April	0.1060	0.1048	0.1052
May	0.1060	0.1041	0.1046
June	0.1063	0.1043	0.1051
July	0.1080	0.1055	0.1068
August	0.1087	0.1070	0.1079
September	0.1072	0.1057	0.1063
October	0.1069	0.1062	0.1065
November	0.1066	0.1059	0.1062
December	0.1077	0.1061	0.1068