2020 HNL to XCD Historical Review

YEARLY HIGH

0.1119 XCD

YEARLY LOW

0.1068 XCD

YEARLY AVERAGE

0.1093 XCD

2020 HNL to XCD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to XCD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 0.1119. Conversely, the yearly low was recorded on January 14, dropping to 0.1068.

This high-to-low spread represents a total annual volatility of 0.0051 XCD. From a start-to-finish perspective, comparing the January average rate of 0.1090 to the December average rate of 0.1115, the exchange rate registered a net change of 2.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1119 was down 38.44% compared to the 2019 peak of 0.1818, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 559 XCD

2019 Average 551 XCD

Yearly Trough Low 534 XCD

Transaction Impact: A difference of 25.43 XCD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1118

0.1079

JanuMarcMayJulySeptNove

HNL to XCD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1086, compared to 0.1099 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.1086

H2 Avg (Jul–Dec) 0.1099

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.0032 XCD (High: 0.1100 / Low: 0.1068). On the other end, October was the most stable month, with a tight range of 0.0007 XCD (High: 0.1103 / Low: 0.1096).

January Spread (Volatile) ±0.0032

October Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0003 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.1115) against the same month in 2019 (average: 0.1117), the exchange rate shifted by -0.0002 (-0.18%).

2020 Avg (December) 0.1115

2019 Avg (December) 0.1117

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1100	0.1068	0.1090
February	0.1098	0.1083	0.1089
March	0.1101	0.1080	0.1086
April	0.1092	0.1081	0.1085
May	0.1089	0.1080	0.1082
June	0.1089	0.1082	0.1084
July	0.1092	0.1083	0.1086
August	0.1100	0.1083	0.1093
September	0.1097	0.1090	0.1094
October	0.1103	0.1096	0.1100
November	0.1114	0.1100	0.1107
December	0.1119	0.1112	0.1115