2026 HNL to XCD Historical Review

YEARLY HIGH

0.1032 XCD

YEARLY LOW

0.1005 XCD

YEARLY AVERAGE

0.1016 XCD

2026 HNL to XCD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HNL to XCD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 0.1032. Conversely, the yearly low was recorded on July 11, dropping to 0.1005.

This high-to-low spread represents a total annual volatility of 0.0027 XCD. From a start-to-finish perspective, comparing the January average rate of 0.1023 to the December average rate of 0.1009, the exchange rate registered a net change of -1.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.1032 was down 3.31% compared to the 2025 peak of 0.1068, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 516 XCD

2025 Average 519 XCD

Yearly Trough Low 503 XCD

Transaction Impact: A difference of 13.64 XCD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.1025

0.1008

JanuMarcMayJuly

HNL to XCD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1018, compared to 0.1009 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.1018

H2 Avg (Jul–Dec) 0.1009

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0013 XCD (High: 0.1032 / Low: 0.1019). On the other end, May was the most stable month, with a tight range of 0.0002 XCD (High: 0.1018 / Low: 0.1015).

January Spread (Volatile) ±0.0013

May Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0005 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.1023) against the same month in 2025 (average: 0.1061), the exchange rate shifted by -0.0038 (-3.56%).

2026 Avg (January) 0.1023

2025 Avg (January) 0.1061

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1032	0.1019	0.1023
February	0.1025	0.1017	0.1022
March	0.1027	0.1016	0.1020
April	0.1020	0.1013	0.1016
May	0.1018	0.1015	0.1016
June	0.1017	0.1009	0.1012
July	0.1015	0.1005	0.1009
August	0.1012	0.1007	0.1009