2014 HNL to XDR Historical Review

YEARLY HIGH

0.0340 XDR

YEARLY LOW

0.0308 XDR

YEARLY AVERAGE

0.0323 XDR

2014 HNL to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HNL to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 28, valuing the pair at 0.0340. Conversely, the yearly low was recorded on July 1, dropping to 0.0308.

This high-to-low spread represents a total annual volatility of 0.0032 XDR. From a start-to-finish perspective, comparing the January average rate of 0.0325 to the December average rate of 0.0326, the exchange rate registered a net change of 0.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0340 was down 4.07% compared to the 2013 peak of 0.0354, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 170 XDR

2013 Average 164 XDR

Yearly Trough Low 154 XDR

Transaction Impact: A difference of 15.83 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0340

0.0307

JanuMarcMayJulySeptNove

HNL to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0329, compared to 0.0317 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0329

H2 Avg (Jul–Dec) 0.0317

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 0.0026 XDR (High: 0.0340 / Low: 0.0314). On the other end, April was the most stable month, with a tight range of 0.0002 XDR (High: 0.0338 / Low: 0.0336).

May Spread (Volatile) ±0.0026

April Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0025 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0025

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 0.0337) against the same month in 2013 (average: 0.0345), the exchange rate shifted by -0.0008 (-2.38%).

2014 Avg (May) 0.0337

2013 Avg (May) 0.0345

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0327	0.0320	0.0325
February	0.0331	0.0327	0.0329
March	0.0337	0.0331	0.0334
April	0.0338	0.0336	0.0337
May	0.0340	0.0314	0.0337
June	0.0314	0.0308	0.0311
July	0.0312	0.0308	0.0310
August	0.0313	0.0311	0.0312
September	0.0319	0.0312	0.0316
October	0.0320	0.0315	0.0317
November	0.0323	0.0318	0.0321
December	0.0329	0.0322	0.0326