2020 HNL to XDR Historical Review

YEARLY HIGH

0.0299 XDR

YEARLY LOW

0.0284 XDR

YEARLY AVERAGE

0.0290 XDR

2020 HNL to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 29, valuing the pair at 0.0299. Conversely, the yearly low was recorded on August 1, dropping to 0.0284.

This high-to-low spread represents a total annual volatility of 0.0015 XDR. From a start-to-finish perspective, comparing the January average rate of 0.0292 to the December average rate of 0.0287, the exchange rate registered a net change of -1.92% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0299 was down 38.77% compared to the 2019 peak of 0.0488, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 149 XDR

2019 Average 147 XDR

Yearly Trough Low 142 XDR

Transaction Impact: A difference of 7.26 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0295

0.0286

JanuMarcMayJulySeptNove

HNL to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0293, compared to 0.0288 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0293

H2 Avg (Jul–Dec) 0.0288

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0011 XDR (High: 0.0299 / Low: 0.0288). On the other end, October was the most stable month, with a tight range of 0.0002 XDR (High: 0.0289 / Low: 0.0287).

March Spread (Volatile) ±0.0011

October Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0003 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0293) against the same month in 2019 (average: 0.0292), the exchange rate shifted by +0.0001 (+0.23%).

2020 Avg (March) 0.0293

2019 Avg (March) 0.0292

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0295	0.0286	0.0292
February	0.0298	0.0292	0.0294
March	0.0299	0.0288	0.0293
April	0.0296	0.0293	0.0294
May	0.0296	0.0292	0.0294
June	0.0292	0.0289	0.0291
July	0.0292	0.0284	0.0289
August	0.0288	0.0284	0.0287
September	0.0289	0.0285	0.0287
October	0.0289	0.0287	0.0288
November	0.0290	0.0286	0.0288
December	0.0288	0.0286	0.0287