2016 HNL to XDR Historical Review

YEARLY HIGH

0.0324 XDR

YEARLY LOW

0.0309 XDR

YEARLY AVERAGE

0.0316 XDR

2016 HNL to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.0324. Conversely, the yearly low was recorded on June 23, dropping to 0.0309.

This high-to-low spread represents a total annual volatility of 0.0016 XDR. From a start-to-finish perspective, comparing the January average rate of 0.0323 to the December average rate of 0.0318, the exchange rate registered a net change of -1.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0324 was down 5.65% compared to the 2015 peak of 0.0344, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 162 XDR

2015 Average 165 XDR

Yearly Trough Low 154 XDR

Transaction Impact: A difference of 7.81 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0324

0.0312

JanuMarcMayJulySeptNove

HNL to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0316, compared to 0.0316 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0316

H2 Avg (Jul–Dec) 0.0316

Volatility Range Comparison

Volatility

The most volatile month in 2016 was October, with a trading range of 0.0008 XDR (High: 0.0321 / Low: 0.0313). On the other end, January was the most stable month, with a tight range of 0.0003 XDR (High: 0.0324 / Low: 0.0321).

October Spread (Volatile) ±0.0008

January Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.0323) against the same month in 2015 (average: 0.0334), the exchange rate shifted by -0.0011 (-3.33%).

2016 Avg (January) 0.0323

2015 Avg (January) 0.0334

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0324	0.0321	0.0323
February	0.0323	0.0315	0.0318
March	0.0320	0.0314	0.0317
April	0.0316	0.0312	0.0314
May	0.0315	0.0311	0.0314
June	0.0317	0.0309	0.0313
July	0.0318	0.0313	0.0316
August	0.0314	0.0310	0.0313
September	0.0315	0.0311	0.0313
October	0.0321	0.0313	0.0317
November	0.0320	0.0314	0.0318
December	0.0321	0.0315	0.0318