YEARLY HIGH
85.1922 AMD
YEARLY LOW
68.2431 AMD
YEARLY AVERAGE
73.1447 AMD

2020 HRK to AMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to AMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 85.1922. Conversely, the yearly low was recorded on April 23, dropping to 68.2431.

This high-to-low spread represents a total annual volatility of 16.9492 AMD. From a start-to-finish perspective, comparing the January average rate of 71.4322 to the December average rate of 78.6040, the exchange rate registered a net change of 10.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 85.1922 was up 12.81% compared to the 2019 peak of 75.5191, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 425,961 AMD
2019 Average 362,564 AMD
Yearly Trough Low 341,215 AMD
Transaction Impact: A difference of 84,745.76 AMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

79.4934
68.8212
JanuMarcMayJulySeptNove

HRK to AMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 70.7349, compared to 75.5544 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.8195 points.

H1 Avg (Jan–Jun) 70.7349
H2 Avg (Jul–Dec) 75.5544

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 8.2092 AMD (High: 85.1922 / Low: 76.9830). On the other end, August was the most stable month, with a tight range of 1.2672 AMD (High: 76.6445 / Low: 75.3774).

December Spread (Volatile) ±8.2092
August Spread (Stable) ±1.2672

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 1.3576 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -1.3576

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 78.6040) against the same month in 2019 (average: 71.4078), the exchange rate shifted by +7.1963 (+10.08%).

2020 Avg (December) 78.6040
2019 Avg (December) 71.4078

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 72.5187 70.8043 71.4322
February 71.3303 69.2606 70.0746
March 72.8065 68.8533 71.3105
April 72.1031 68.2431 70.1458
May 70.7543 68.5855 69.7106
June 72.5397 70.8662 71.7359
July 76.3670 71.5838 73.3038
August 76.6445 75.3774 75.8960
September 76.2944 74.1950 75.2635
October 75.3836 74.1121 74.8235
November 76.2511 74.0539 75.4356
December 85.1922 76.9830 78.6040