YEARLY HIGH
60.3034 AMD
YEARLY LOW
54.0382 AMD
YEARLY AVERAGE
58.0219 AMD

2025 HRK to AMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to AMD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 60.3034. Conversely, the yearly low was recorded on January 2, dropping to 54.0382.

This high-to-low spread represents a total annual volatility of 6.2652 AMD. From a start-to-finish perspective, comparing the January average rate of 54.9096 to the December average rate of 59.3031, the exchange rate registered a net change of 8.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 60.3034 was up 1.50% compared to the 2024 peak of 59.4143, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 301,517 AMD
2024 Average 282,009 AMD
Yearly Trough Low 270,191 AMD
Transaction Impact: A difference of 31,326.07 AMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

60.0261
54.4290
JanuMarcMayJulySeptNove

HRK to AMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 56.8292, compared to 59.2147 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.3854 points.

H1 Avg (Jan–Jun) 56.8292
H2 Avg (Jul–Dec) 59.2147

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 3.6762 AMD (High: 59.6687 / Low: 55.9925). On the other end, November was the most stable month, with a tight range of 0.6639 AMD (High: 58.9697 / Low: 58.3058).

April Spread (Volatile) ±3.6762
November Spread (Stable) ±0.6639

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.5741 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.5741

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 59.5472) against the same month in 2024 (average: 55.8799), the exchange rate shifted by +3.6673 (+6.56%).

2025 Avg (July) 59.5472
2024 Avg (July) 55.8799

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 55.9160 54.0382 54.9096
February 55.4960 54.1661 54.8954
March 57.2172 54.1661 56.2551
April 59.6687 55.9925 58.2501
May 58.6212 57.0988 57.8795
June 60.1072 57.8578 58.7856
July 60.3034 58.1938 59.5472
August 59.6339 57.9567 59.1280
September 60.2585 59.0706 59.5597
October 59.7247 58.5887 59.1620
November 58.9697 58.3058 58.5879
December 59.7035 58.7024 59.3031