2026 HRK to AMD Historical Review

YEARLY HIGH

60.3728 AMD

YEARLY LOW

55.1732 AMD

YEARLY AVERAGE

57.5592 AMD

2026 HRK to AMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to AMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 60.3728. Conversely, the yearly low was recorded on July 25, dropping to 55.1732.

This high-to-low spread represents a total annual volatility of 5.1997 AMD. From a start-to-finish perspective, comparing the January average rate of 59.1727 to the December average rate of 55.5079, the exchange rate registered a net change of -6.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 60.3728 was up 0.12% compared to the 2025 peak of 60.3034, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 301,864 AMD

2025 Average 290,196 AMD

Yearly Trough Low 275,866 AMD

Transaction Impact: A difference of 25,998.44 AMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

59.5391

55.1415

JanuMarcMayJuly

HRK to AMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 57.9011, compared to 55.5079 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.3932 points.

H1 Avg (Jan–Jun) 57.9011

H2 Avg (Jul–Dec) 55.5079

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 1.8875 AMD (High: 60.3728 / Low: 58.4853). On the other end, July was the most stable month, with a tight range of 0.6474 AMD (High: 55.8206 / Low: 55.1732).

January Spread (Volatile) ±1.8875

July Spread (Stable) ±0.6474

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.3549 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.3549

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 59.1727) against the same month in 2025 (average: 54.9096), the exchange rate shifted by +4.2631 (+7.76%).

2026 Avg (January) 59.1727

2025 Avg (January) 54.9096

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	60.3728	58.4853	59.1727
February	60.0986	58.7379	59.1557
March	58.7072	57.1239	57.8007
April	58.6321	57.3045	58.0556
May	57.6028	56.7679	56.9926
June	56.9191	55.3807	56.2294
July	55.8206	55.1732	55.5079