2020 HRK to ANG Historical Review

YEARLY HIGH

0.2925 ANG

YEARLY LOW

0.2327 ANG

YEARLY AVERAGE

0.2692 ANG

2020 HRK to ANG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to ANG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.2925. Conversely, the yearly low was recorded on February 8, dropping to 0.2327.

This high-to-low spread represents a total annual volatility of 0.0598 ANG. From a start-to-finish perspective, comparing the January average rate of 0.2485 to the December average rate of 0.2898, the exchange rate registered a net change of 16.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2925 was up 1.26% compared to the 2019 peak of 0.2888, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,462 ANG

2019 Average 1,356 ANG

Yearly Trough Low 1,163 ANG

Transaction Impact: A difference of 298.78 ANG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2939

0.2444

JanuMarcMayJulySeptNove

HRK to ANG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2574, compared to 0.2811 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0237 points.

H1 Avg (Jan–Jun) 0.2574

H2 Avg (Jul–Dec) 0.2811

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.0314 ANG (High: 0.2641 / Low: 0.2327). On the other end, October was the most stable month, with a tight range of 0.0048 ANG (High: 0.2810 / Low: 0.2762).

February Spread (Volatile) ±0.0314

October Spread (Stable) ±0.0048

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0050 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0050

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.2898) against the same month in 2019 (average: 0.2540), the exchange rate shifted by +0.0357 (+14.07%).

2020 Avg (December) 0.2898

2019 Avg (December) 0.2540

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2551	0.2419	0.2485
February	0.2641	0.2327	0.2525
March	0.2722	0.2505	0.2615
April	0.2594	0.2534	0.2564
May	0.2624	0.2561	0.2585
June	0.2695	0.2630	0.2669
July	0.2846	0.2668	0.2732
August	0.2858	0.2801	0.2829
September	0.2842	0.2766	0.2805
October	0.2810	0.2762	0.2789
November	0.2842	0.2760	0.2811
December	0.2925	0.2870	0.2898