YEARLY HIGH
0.2820 ANG
YEARLY LOW
0.2448 ANG
YEARLY AVERAGE
0.2689 ANG

2025 HRK to ANG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to ANG exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 0.2820. Conversely, the yearly low was recorded on February 3, dropping to 0.2448.

This high-to-low spread represents a total annual volatility of 0.0372 ANG. From a start-to-finish perspective, comparing the January average rate of 0.2475 to the December average rate of 0.2783, the exchange rate registered a net change of 12.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.2820 was up 5.31% compared to the 2024 peak of 0.2678, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,410 ANG
2024 Average 1,294 ANG
Yearly Trough Low 1,224 ANG
Transaction Impact: A difference of 186.11 ANG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.2819
0.2444
JanuMarcMayJulySeptNove

HRK to ANG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2606, compared to 0.2772 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0165 points.

H1 Avg (Jan–Jun) 0.2606
H2 Avg (Jul–Dec) 0.2772

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0170 ANG (High: 0.2735 / Low: 0.2565). On the other end, August was the most stable month, with a tight range of 0.0034 ANG (High: 0.2785 / Low: 0.2751).

April Spread (Volatile) ±0.0170
August Spread (Stable) ±0.0034

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0022 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0022

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 0.2787) against the same month in 2024 (average: 0.2658), the exchange rate shifted by +0.0130 (+4.89%).

2025 Avg (September) 0.2787
2024 Avg (September) 0.2658

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2511 0.2450 0.2475
February 0.2515 0.2448 0.2492
March 0.2616 0.2480 0.2580
April 0.2735 0.2565 0.2671
May 0.2706 0.2636 0.2679
June 0.2800 0.2697 0.2740
July 0.2805 0.2714 0.2776
August 0.2785 0.2751 0.2769
September 0.2820 0.2764 0.2787
October 0.2790 0.2741 0.2766
November 0.2763 0.2729 0.2747
December 0.2802 0.2758 0.2783