2011 HRK to BAM Historical Review

YEARLY HIGH

0.2672 BAM

YEARLY LOW

0.2589 BAM

YEARLY AVERAGE

0.2632 BAM

2011 HRK to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2011

During 2011, the HRK to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on April 28, valuing the pair at 0.2672. Conversely, the yearly low was recorded on September 22, dropping to 0.2589.

This high-to-low spread represents a total annual volatility of 0.0083 BAM. From a start-to-finish perspective, comparing the January average rate of 0.2646 to the December average rate of 0.2605, the exchange rate registered a net change of -1.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2011 high of 0.2672 was down 2.38% compared to the 2010 peak of 0.2737, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,336 BAM

2010 Average 1,343 BAM

Yearly Trough Low 1,294 BAM

Transaction Impact: A difference of 41.49 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2011.

0.2665

0.2599

JanuMarcMayJulySeptNove

HRK to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2647, compared to 0.2617 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0029 points.

H1 Avg (Jan–Jun) 0.2647

H2 Avg (Jul–Dec) 0.2617

Volatility Range Comparison

Volatility

The most volatile month in 2011 was October, with a trading range of 0.0037 BAM (High: 0.2640 / Low: 0.2603). On the other end, February was the most stable month, with a tight range of 0.0013 BAM (High: 0.2645 / Low: 0.2632).

October Spread (Volatile) ±0.0037

February Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0015 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2011: 0.2659) against the same month in 2010 (average: 0.2695), the exchange rate shifted by -0.0036 (-1.33%).

2011 Avg (April) 0.2659

2010 Avg (April) 0.2695

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2667	0.2635	0.2646
February	0.2645	0.2632	0.2640
March	0.2660	0.2636	0.2648
April	0.2672	0.2649	0.2659
May	0.2661	0.2629	0.2645
June	0.2657	0.2620	0.2642
July	0.2650	0.2619	0.2635
August	0.2645	0.2612	0.2623
September	0.2622	0.2589	0.2612
October	0.2640	0.2603	0.2617
November	0.2631	0.2600	0.2612
December	0.2621	0.2592	0.2605