2018 HRK to BAM Historical Review

YEARLY HIGH

0.2667 BAM

YEARLY LOW

0.2557 BAM

YEARLY AVERAGE

0.2634 BAM

2018 HRK to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on June 21, valuing the pair at 0.2667. Conversely, the yearly low was recorded on November 6, dropping to 0.2557.

This high-to-low spread represents a total annual volatility of 0.0110 BAM. From a start-to-finish perspective, comparing the January average rate of 0.2633 to the December average rate of 0.2640, the exchange rate registered a net change of 0.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.2667 was up 0.27% compared to the 2017 peak of 0.2659, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,333 BAM

2017 Average 1,311 BAM

Yearly Trough Low 1,278 BAM

Transaction Impact: A difference of 54.84 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.2651

0.2621

JanuMarcMayJulySeptNove

HRK to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2636, compared to 0.2632 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.2636

H2 Avg (Jul–Dec) 0.2632

Volatility Range Comparison

Volatility

The most volatile month in 2018 was November, with a trading range of 0.0100 BAM (High: 0.2657 / Low: 0.2557). On the other end, May was the most stable month, with a tight range of 0.0032 BAM (High: 0.2659 / Low: 0.2627).

November Spread (Volatile) ±0.0100

May Spread (Stable) ±0.0032

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0009 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2018: 0.2649) against the same month in 2017 (average: 0.2641), the exchange rate shifted by +0.0008 (+0.29%).

2018 Avg (June) 0.2649

2017 Avg (June) 0.2641

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2656	0.2621	0.2633
February	0.2657	0.2608	0.2629
March	0.2645	0.2611	0.2631
April	0.2642	0.2607	0.2632
May	0.2659	0.2627	0.2643
June	0.2667	0.2591	0.2649
July	0.2660	0.2584	0.2639
August	0.2655	0.2598	0.2631
September	0.2647	0.2561	0.2623
October	0.2650	0.2596	0.2634
November	0.2657	0.2557	0.2625
December	0.2657	0.2621	0.2640