2017 HRK to BAM Historical Review

YEARLY HIGH

0.2659 BAM

YEARLY LOW

0.2565 BAM

YEARLY AVERAGE

0.2622 BAM

2017 HRK to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2017

During 2017, the HRK to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 0.2659. Conversely, the yearly low was recorded on October 26, dropping to 0.2565.

This high-to-low spread represents a total annual volatility of 0.0095 BAM. From a start-to-finish perspective, comparing the January average rate of 0.2598 to the December average rate of 0.2597, the exchange rate registered a net change of -0.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2017 high of 0.2659 was up 1.22% compared to the 2016 peak of 0.2628, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,330 BAM

2016 Average 1,299 BAM

Yearly Trough Low 1,282 BAM

Transaction Impact: A difference of 47.34 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2017.

0.2648

0.2588

JanuMarcMayJulySeptNove

HRK to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2627, compared to 0.2616 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.2627

H2 Avg (Jul–Dec) 0.2616

Volatility Range Comparison

Volatility

The most volatile month in 2017 was September, with a trading range of 0.0056 BAM (High: 0.2642 / Low: 0.2586). On the other end, November was the most stable month, with a tight range of 0.0019 BAM (High: 0.2604 / Low: 0.2585).

September Spread (Volatile) ±0.0056

November Spread (Stable) ±0.0019

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0021 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2017: 0.2636) against the same month in 2016 (average: 0.2589), the exchange rate shifted by +0.0048 (+1.84%).

2017 Avg (March) 0.2636

2016 Avg (March) 0.2589

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2629	0.2582	0.2598
February	0.2638	0.2614	0.2626
March	0.2659	0.2613	0.2636
April	0.2645	0.2611	0.2627
May	0.2648	0.2620	0.2633
June	0.2657	0.2628	0.2641
July	0.2658	0.2634	0.2641
August	0.2659	0.2635	0.2643
September	0.2642	0.2586	0.2621
October	0.2614	0.2565	0.2604
November	0.2604	0.2585	0.2593
December	0.2636	0.2585	0.2597