2011 HRK to BOB Historical Review

YEARLY HIGH

1.4136 BOB

YEARLY LOW

1.1788 BOB

YEARLY AVERAGE

1.3045 BOB

2011 HRK to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2011

During 2011, the HRK to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on April 29, valuing the pair at 1.4136. Conversely, the yearly low was recorded on December 29, dropping to 1.1788.

This high-to-low spread represents a total annual volatility of 0.2348 BOB. From a start-to-finish perspective, comparing the January average rate of 1.2622 to the December average rate of 1.2093, the exchange rate registered a net change of -4.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2011 high of 1.4136 was up 0.83% compared to the 2010 peak of 1.4020, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 7,068 BOB

2010 Average 6,380 BOB

Yearly Trough Low 5,894 BOB

Transaction Impact: A difference of 1,174.08 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2011.

1.3900

1.1929

JanuMarcMayJulySeptNove

HRK to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3261, compared to 1.2829 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0433 points.

H1 Avg (Jan–Jun) 1.3261

H2 Avg (Jul–Dec) 1.2829

Volatility Range Comparison

Volatility

The most volatile month in 2011 was October, with a trading range of 0.1033 BOB (High: 1.3248 / Low: 1.2215). On the other end, February was the most stable month, with a tight range of 0.0337 BOB (High: 1.3056 / Low: 1.2718).

October Spread (Volatile) ±0.1033

February Spread (Stable) ±0.0337

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0579 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0579

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2011: 1.3736) against the same month in 2010 (average: 1.3036), the exchange rate shifted by +0.0701 (+5.37%).

2011 Avg (April) 1.3736

2010 Avg (April) 1.3036

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2883	1.2241	1.2622
February	1.3056	1.2718	1.2891
March	1.3494	1.3050	1.3254
April	1.4136	1.3366	1.3736
May	1.4127	1.3107	1.3539
June	1.3725	1.3097	1.3526
July	1.3715	1.2927	1.3394
August	1.3587	1.3119	1.3355
September	1.3388	1.2366	1.2776
October	1.3248	1.2215	1.2803
November	1.2868	1.2164	1.2551
December	1.2415	1.1788	1.2093