2018 HRK to BOB Historical Review

YEARLY HIGH

1.1631 BOB

YEARLY LOW

1.0442 BOB

YEARLY AVERAGE

1.1004 BOB

2018 HRK to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on February 1, valuing the pair at 1.1631. Conversely, the yearly low was recorded on November 12, dropping to 1.0442.

This high-to-low spread represents a total annual volatility of 0.1190 BOB. From a start-to-finish perspective, comparing the January average rate of 1.1343 to the December average rate of 1.0619, the exchange rate registered a net change of -6.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 1.1631 was up 2.69% compared to the 2017 peak of 1.1327, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 5,816 BOB

2017 Average 5,254 BOB

Yearly Trough Low 5,221 BOB

Transaction Impact: A difference of 594.97 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

1.1566

1.0474

JanuMarcMayJulySeptNove

HRK to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1281, compared to 1.0727 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0554 points.

H1 Avg (Jan–Jun) 1.1281

H2 Avg (Jul–Dec) 1.0727

Volatility Range Comparison

Volatility

The most volatile month in 2018 was January, with a trading range of 0.0515 BOB (High: 1.1576 / Low: 1.1061). On the other end, July was the most stable month, with a tight range of 0.0129 BOB (High: 1.0970 / Low: 1.0841).

January Spread (Volatile) ±0.0515

July Spread (Stable) ±0.0129

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2018. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0376 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0376

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2018: 1.1475) against the same month in 2017 (average: 0.9895), the exchange rate shifted by +0.1579 (+15.96%).

2018 Avg (February) 1.1475

2017 Avg (February) 0.9895

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1576	1.1061	1.1343
February	1.1631	1.1307	1.1475
March	1.1564	1.1371	1.1461
April	1.1542	1.1274	1.1428
May	1.1289	1.0792	1.1053
June	1.1053	1.0823	1.0928
July	1.0970	1.0841	1.0911
August	1.0898	1.0552	1.0731
September	1.0961	1.0759	1.0842
October	1.0804	1.0528	1.0693
November	1.0635	1.0442	1.0565
December	1.0697	1.0567	1.0619