2017 HRK to BOB Historical Review

YEARLY HIGH

1.1327 BOB

YEARLY LOW

0.9533 BOB

YEARLY AVERAGE

1.0504 BOB

2017 HRK to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2017

During 2017, the HRK to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on September 8, valuing the pair at 1.1327. Conversely, the yearly low was recorded on January 3, dropping to 0.9533.

This high-to-low spread represents a total annual volatility of 0.1794 BOB. From a start-to-finish perspective, comparing the January average rate of 0.9769 to the December average rate of 1.0870, the exchange rate registered a net change of 11.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2017 high of 1.1327 was up 6.89% compared to the 2016 peak of 1.0596, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 5,663 BOB

2016 Average 5,070 BOB

Yearly Trough Low 4,766 BOB

Transaction Impact: A difference of 896.84 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2017.

1.1288

0.9631

JanuMarcMayJulySeptNove

HRK to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0079, compared to 1.0929 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0851 points.

H1 Avg (Jan–Jun) 1.0079

H2 Avg (Jul–Dec) 1.0929

Volatility Range Comparison

Volatility

The most volatile month in 2017 was December, with a trading range of 0.0452 BOB (High: 1.1188 / Low: 1.0736). On the other end, June was the most stable month, with a tight range of 0.0256 BOB (High: 1.0694 / Low: 1.0438).

December Spread (Volatile) ±0.0452

June Spread (Stable) ±0.0256

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0326 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0326

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2017: 1.1150) against the same month in 2016 (average: 1.0347), the exchange rate shifted by +0.0803 (+7.76%).

2017 Avg (September) 1.1150

2016 Avg (September) 1.0347

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9978	0.9533	0.9769
February	1.0031	0.9768	0.9895
March	1.0123	0.9824	0.9977
April	1.0188	0.9855	0.9974
May	1.0510	1.0176	1.0339
June	1.0694	1.0438	1.0518
July	1.1022	1.0615	1.0820
August	1.1326	1.0981	1.1110
September	1.1327	1.0893	1.1150
October	1.0995	1.0706	1.0824
November	1.1008	1.0635	1.0802
December	1.1188	1.0736	1.0870