YEARLY HIGH
127.5513 CLP
YEARLY LOW
111.5522 CLP
YEARLY AVERAGE
119.7917 CLP

2020 HRK to CLP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to CLP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 9, valuing the pair at 127.5513. Conversely, the yearly low was recorded on January 1, dropping to 111.5522.

This high-to-low spread represents a total annual volatility of 15.9990 CLP. From a start-to-finish perspective, comparing the January average rate of 115.4069 to the December average rate of 117.8956, the exchange rate registered a net change of 2.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 127.5513 was up 0.36% compared to the 2019 peak of 127.0994, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 637,756 CLP
2019 Average 530,783 CLP
Yearly Trough Low 557,761 CLP
Transaction Impact: A difference of 79,995.12 CLP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

124.6074
114.5705
JanuMarcMayJulySeptNove

HRK to CLP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 118.9793, compared to 120.6040 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.6247 points.

H1 Avg (Jan–Jun) 118.9793
H2 Avg (Jul–Dec) 120.6040

Volatility Range Comparison

Volatility

The most volatile month in 2020 was August, with a trading range of 8.1286 CLP (High: 127.3201 / Low: 119.1915). On the other end, July was the most stable month, with a tight range of 2.8058 CLP (High: 120.7464 / Low: 117.9405).

August Spread (Volatile) ±8.1286
July Spread (Stable) ±2.8058

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 3.9942 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -3.9942

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 122.7871) against the same month in 2019 (average: 102.0857), the exchange rate shifted by +20.7014 (+20.28%).

2020 Avg (March) 122.7871
2019 Avg (March) 102.0857

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 119.2692 111.5522 115.4069
February 120.7252 114.5743 116.9015
March 127.5513 119.9410 122.7871
April 124.3895 119.9100 122.1108
May 120.6318 115.7136 118.1166
June 122.2929 114.4641 118.5530
July 120.7464 117.9405 119.2649
August 127.3201 119.1915 123.7710
September 122.1840 119.0126 120.8821
October 124.3820 118.9970 122.3475
November 121.7473 117.1099 119.4631
December 121.4807 114.9790 117.8956