YEARLY HIGH
130.9305 CLP
YEARLY LOW
110.5536 CLP
YEARLY AVERAGE
119.2886 CLP

2021 HRK to CLP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to CLP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 130.9305. Conversely, the yearly low was recorded on April 15, dropping to 110.5536.

This high-to-low spread represents a total annual volatility of 20.3768 CLP. From a start-to-finish perspective, comparing the January average rate of 116.4330 to the December average rate of 127.7048, the exchange rate registered a net change of 9.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 130.9305 was up 2.65% compared to the 2020 peak of 127.5513, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 654,652 CLP
2020 Average 599,012 CLP
Yearly Trough Low 552,768 CLP
Transaction Impact: A difference of 101,884.22 CLP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

129.2745
110.4373
JanuMarcMayJulySeptNove

HRK to CLP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 114.9620, compared to 123.6152 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 8.6532 points.

H1 Avg (Jan–Jun) 114.9620
H2 Avg (Jul–Dec) 123.6152

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 7.5233 CLP (High: 119.6471 / Low: 112.1238). On the other end, June was the most stable month, with a tight range of 3.2194 CLP (High: 118.7363 / Low: 115.5170).

May Spread (Volatile) ±7.5233
June Spread (Stable) ±3.2194

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 2.1809 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -2.1809

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 127.7048) against the same month in 2020 (average: 117.8956), the exchange rate shifted by +9.8092 (+8.32%).

2021 Avg (December) 127.7048
2020 Avg (December) 117.8956

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 118.3359 113.2007 116.4330
February 117.7333 112.5002 115.3571
March 116.2291 111.5982 113.9462
April 113.9944 110.5536 112.0071
May 119.6471 112.1238 114.9928
June 118.7363 115.5170 117.0361
July 120.9729 116.5431 118.5980
August 123.6432 119.8684 122.6305
September 125.3443 121.4666 123.3512
October 127.4411 123.9440 125.7939
November 126.2600 120.7251 123.6130
December 130.9305 125.5626 127.7048