YEARLY HIGH
151.6516 CLP
YEARLY LOW
130.8875 CLP
YEARLY AVERAGE
142.5708 CLP

2025 HRK to CLP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to CLP exchange rate experienced significant fluctuation. The market reached its absolute peak on September 8, valuing the pair at 151.6516. Conversely, the yearly low was recorded on February 22, dropping to 130.8875.

This high-to-low spread represents a total annual volatility of 20.7641 CLP. From a start-to-finish perspective, comparing the January average rate of 137.4173 to the December average rate of 142.1249, the exchange rate registered a net change of 3.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 151.6516 was up 5.89% compared to the 2024 peak of 143.2196, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 758,258 CLP
2024 Average 677,505 CLP
Yearly Trough Low 654,437 CLP
Transaction Impact: A difference of 103,820.67 CLP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

151.1879
130.5425
JanuMarcMayJulySeptNove

HRK to CLP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 138.5840, compared to 146.5575 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 7.9735 points.

H1 Avg (Jan–Jun) 138.5840
H2 Avg (Jul–Dec) 146.5575

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 12.8626 CLP (High: 148.5448 / Low: 135.6823). On the other end, November was the most stable month, with a tight range of 2.5021 CLP (High: 144.9335 / Low: 142.4314).

April Spread (Volatile) ±12.8626
November Spread (Stable) ±2.5021

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 5.1543 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -5.1543

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 149.4674) against the same month in 2024 (average: 136.5636), the exchange rate shifted by +12.9038 (+9.45%).

2025 Avg (September) 149.4674
2024 Avg (September) 136.5636

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 139.3860 135.2204 137.4173
February 135.2204 130.8875 132.2629
March 135.8486 131.3481 133.6926
April 148.5448 135.6823 143.6118
May 142.2520 139.1561 140.9603
June 146.2552 141.0406 143.5590
July 149.9468 144.6367 147.6654
August 151.0193 148.1560 149.3917
September 151.6516 148.1182 149.4674
October 150.4888 144.2754 147.2539
November 144.9335 142.4314 143.4419
December 143.4687 140.3865 142.1249