2021 HRK to CNY Historical Review

YEARLY HIGH

1.0572 CNY

YEARLY LOW

0.9517 CNY

YEARLY AVERAGE

1.0139 CNY

2021 HRK to CNY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to CNY exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1.0572. Conversely, the yearly low was recorded on November 25, dropping to 0.9517.

This high-to-low spread represents a total annual volatility of 0.1055 CNY. From a start-to-finish perspective, comparing the January average rate of 1.0419 to the December average rate of 0.9574, the exchange rate registered a net change of -8.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.0572 was down 4.87% compared to the 2020 peak of 1.1113, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 5,286 CNY

2020 Average 5,222 CNY

Yearly Trough Low 4,758 CNY

Transaction Impact: A difference of 527.65 CNY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.0504

0.9489

JanuMarcMayJulySeptNove

HRK to CNY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0328, compared to 0.9950 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0378 points.

H1 Avg (Jan–Jun) 1.0328

H2 Avg (Jul–Dec) 0.9950

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0380 CNY (High: 0.9897 / Low: 0.9517). On the other end, December was the most stable month, with a tight range of 0.0092 CNY (High: 0.9621 / Low: 0.9529).

November Spread (Volatile) ±0.0380

December Spread (Stable) ±0.0092

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0228 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0228

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.0419) against the same month in 2020 (average: 1.0329), the exchange rate shifted by +0.0090 (+0.88%).

2021 Avg (January) 1.0419

2020 Avg (January) 1.0329

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0572	1.0308	1.0419
February	1.0387	1.0228	1.0324
March	1.0316	1.0149	1.0222
April	1.0400	1.0196	1.0308
May	1.0476	1.0311	1.0381
June	1.0398	1.0204	1.0315
July	1.0269	1.0116	1.0209
August	1.0238	1.0123	1.0171
September	1.0246	0.9959	1.0142
October	0.9993	0.9840	0.9914
November	0.9897	0.9517	0.9692
December	0.9621	0.9529	0.9574