YEARLY HIGH
1.1227 CNY
YEARLY LOW
0.9775 CNY
YEARLY AVERAGE
1.0776 CNY

2025 HRK to CNY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to CNY exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 1.1227. Conversely, the yearly low was recorded on February 2, dropping to 0.9775.

This high-to-low spread represents a total annual volatility of 0.1451 CNY. From a start-to-finish perspective, comparing the January average rate of 1.0018 to the December average rate of 1.0951, the exchange rate registered a net change of 9.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.1227 was up 6.10% compared to the 2024 peak of 1.0582, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 5,613 CNY
2024 Average 5,153 CNY
Yearly Trough Low 4,888 CNY
Transaction Impact: A difference of 725.65 CNY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.1235
0.9907
JanuMarcMayJulySeptNove

HRK to CNY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0523, compared to 1.1029 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0506 points.

H1 Avg (Jan–Jun) 1.0523
H2 Avg (Jul–Dec) 1.1029

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0725 CNY (High: 1.1143 / Low: 1.0418). On the other end, November was the most stable month, with a tight range of 0.0098 CNY (High: 1.0953 / Low: 1.0855).

April Spread (Volatile) ±0.0725
November Spread (Stable) ±0.0098

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0098 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0098

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 1.1124) against the same month in 2024 (average: 1.0451), the exchange rate shifted by +0.0673 (+6.44%).

2025 Avg (July) 1.1124
2024 Avg (July) 1.0451

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.0117 0.9883 1.0018
February 1.0151 0.9775 1.0039
March 1.0494 1.0030 1.0389
April 1.1143 1.0418 1.0888
May 1.0982 1.0608 1.0809
June 1.1206 1.0850 1.0992
July 1.1227 1.0886 1.1124
August 1.1158 1.1024 1.1098
September 1.1209 1.1023 1.1094
October 1.1096 1.0898 1.1003
November 1.0953 1.0855 1.0905
December 1.1003 1.0895 1.0951