YEARLY HIGH
0.9902 CNY
YEARLY LOW
0.8973 CNY
YEARLY AVERAGE
0.9397 CNY

2022 HRK to CNY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to CNY exchange rate experienced significant fluctuation. The market reached its absolute peak on November 23, valuing the pair at 0.9902. Conversely, the yearly low was recorded on July 12, dropping to 0.8973.

This high-to-low spread represents a total annual volatility of 0.0929 CNY. From a start-to-finish perspective, comparing the January average rate of 0.9563 to the December average rate of 0.9787, the exchange rate registered a net change of 2.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.9902 was down 6.34% compared to the 2021 peak of 1.0572, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 4,951 CNY
2021 Average 5,069 CNY
Yearly Trough Low 4,487 CNY
Transaction Impact: A difference of 464.28 CNY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.9853
0.9065
JanuMarcMayJulySeptNove

HRK to CNY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9390, compared to 0.9404 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.9390
H2 Avg (Jul–Dec) 0.9404

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0457 CNY (High: 0.9902 / Low: 0.9445). On the other end, December was the most stable month, with a tight range of 0.0173 CNY (High: 0.9853 / Low: 0.9680).

November Spread (Volatile) ±0.0457
December Spread (Stable) ±0.0173

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0320 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0320

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2022: 0.9717) against the same month in 2021 (average: 0.9692), the exchange rate shifted by +0.0026 (+0.26%).

2022 Avg (November) 0.9717
2021 Avg (November) 0.9692

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.9688 0.9416 0.9563
February 0.9686 0.9354 0.9548
March 0.9355 0.9083 0.9228
April 0.9296 0.9118 0.9199
May 0.9600 0.9186 0.9399
June 0.9523 0.9297 0.9402
July 0.9288 0.8973 0.9131
August 0.9264 0.9061 0.9162
September 0.9345 0.9130 0.9234
October 0.9661 0.9210 0.9392
November 0.9902 0.9445 0.9717
December 0.9853 0.9680 0.9787