2014 HRK to COP Historical Review

YEARLY HIGH

394.7547 COP

YEARLY LOW

325.3196 COP

YEARLY AVERAGE

347.5981 COP

2014 HRK to COP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to COP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 394.7547. Conversely, the yearly low was recorded on July 28, dropping to 325.3196.

This high-to-low spread represents a total annual volatility of 69.4351 COP. From a start-to-finish perspective, comparing the January average rate of 349.9475 to the December average rate of 376.4413, the exchange rate registered a net change of 7.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 394.7547 was up 12.79% compared to the 2013 peak of 350.0026, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,973,774 COP

2013 Average 1,638,768 COP

Yearly Trough Low 1,626,598 COP

Transaction Impact: A difference of 347,175.46 COP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

381.0302

325.9629

JanuMarcMayJulySeptNove

HRK to COP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 352.3670, compared to 342.8292 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 9.5378 points.

H1 Avg (Jan–Jun) 352.3670

H2 Avg (Jul–Dec) 342.8292

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 31.9999 COP (High: 394.7547 / Low: 362.7548). On the other end, August was the most stable month, with a tight range of 5.2952 COP (High: 334.4086 / Low: 329.1134).

December Spread (Volatile) ±31.9999

August Spread (Stable) ±5.2952

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 13.4386 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -13.4386

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 376.4413) against the same month in 2013 (average: 346.8191), the exchange rate shifted by +29.6222 (+8.54%).

2014 Avg (December) 376.4413

2013 Avg (December) 346.8191

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	358.6846	344.0940	349.9475
February	369.0403	355.5851	363.7441
March	371.4082	353.0218	364.3906
April	353.9273	348.1455	350.9520
May	352.7166	341.1552	346.4030
June	341.7735	335.8661	338.7650
July	337.9790	325.3196	330.5518
August	334.4086	329.1134	330.9607
September	338.7858	328.3411	333.8662
October	344.5031	331.3332	339.0107
November	356.2481	335.8217	346.1447
December	394.7547	362.7548	376.4413