YEARLY HIGH
656.3646 COP
YEARLY LOW
564.7009 COP
YEARLY AVERAGE
606.8559 COP

2025 HRK to COP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to COP exchange rate experienced significant fluctuation. The market reached its absolute peak on April 16, valuing the pair at 656.3646. Conversely, the yearly low was recorded on February 10, dropping to 564.7009.

This high-to-low spread represents a total annual volatility of 91.6637 COP. From a start-to-finish perspective, comparing the January average rate of 591.2496 to the December average rate of 590.9610, the exchange rate registered a net change of -0.05% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 656.3646 was up 2.20% compared to the 2024 peak of 642.2505, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 3,281,823 COP
2024 Average 2,922,980 COP
Yearly Trough Low 2,823,505 COP
Transaction Impact: A difference of 458,318.41 COP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

643.7445
564.1358
JanuMarcMayJulySeptNove

HRK to COP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 608.1527, compared to 605.5592 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.5936 points.

H1 Avg (Jan–Jun) 608.1527
H2 Avg (Jul–Dec) 605.5592

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 62.7279 COP (High: 656.3646 / Low: 593.6367). On the other end, February was the most stable month, with a tight range of 10.6346 COP (High: 575.3356 / Low: 564.7009).

April Spread (Volatile) ±62.7279
February Spread (Stable) ±10.6346

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 20.4797 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -20.4797

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 637.1104) against the same month in 2024 (average: 549.8797), the exchange rate shifted by +87.2307 (+15.86%).

2025 Avg (April) 637.1104
2024 Avg (April) 549.8797

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 608.5885 571.9089 591.2496
February 575.3356 564.7009 570.7699
March 604.8867 569.9643 592.2849
April 656.3646 593.6367 637.1104
May 649.4507 617.6945 629.4802
June 642.7592 619.5811 628.0214
July 642.7848 617.3265 627.1838
August 634.2990 620.2214 625.7596
September 624.9295 601.7844 610.5455
October 610.2348 589.7528 599.5715
November 593.0567 567.5164 579.3335
December 599.9296 577.4030 590.9610