2020 HRK to COP Historical Review

YEARLY HIGH

606.8800 COP

YEARLY LOW

483.5211 COP

YEARLY AVERAGE

558.4430 COP

2020 HRK to COP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to COP exchange rate experienced significant fluctuation. The market reached its absolute peak on August 26, valuing the pair at 606.8800. Conversely, the yearly low was recorded on January 9, dropping to 483.5211.

This high-to-low spread represents a total annual volatility of 123.3588 COP. From a start-to-finish perspective, comparing the January average rate of 493.8384 to the December average rate of 558.9107, the exchange rate registered a net change of 13.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 606.8800 was up 15.75% compared to the 2019 peak of 524.3128, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 3,034,400 COP

2019 Average 2,474,700 COP

Yearly Trough Low 2,417,606 COP

Transaction Impact: A difference of 616,794.19 COP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

605.9276

483.6485

JanuMarcMayJulySeptNove

HRK to COP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 538.7479, compared to 578.1380 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 39.3901 points.

H1 Avg (Jan–Jun) 538.7479

H2 Avg (Jul–Dec) 578.1380

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 82.0623 COP (High: 596.1226 / Low: 514.0603). On the other end, October was the most stable month, with a tight range of 13.3022 COP (High: 601.1051 / Low: 587.8029).

March Spread (Volatile) ±82.0623

October Spread (Stable) ±13.3022

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 18.3896 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -18.3896

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 595.7377) against the same month in 2019 (average: 512.4980), the exchange rate shifted by +83.2398 (+16.24%).

2020 Avg (August) 595.7377

2019 Avg (August) 512.4980

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	509.6959	483.5211	493.8384
February	515.3205	490.1223	498.9604
March	596.1226	514.0603	566.2172
April	584.8161	548.7878	568.0838
May	570.8219	541.4435	554.5770
June	566.3960	532.4205	550.8107
July	592.5377	541.9512	555.5064
August	606.8800	585.5030	595.7377
September	602.0946	573.2915	586.1824
October	601.1051	587.8029	595.4404
November	598.9717	565.1139	577.0507
December	570.0090	548.9611	558.9107