2020 HRK to DZD Historical Review

YEARLY HIGH

21.5298 DZD

YEARLY LOW

17.2615 DZD

YEARLY AVERAGE

19.1993 DZD

2020 HRK to DZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to DZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 21.5298. Conversely, the yearly low was recorded on March 19, dropping to 17.2615.

This high-to-low spread represents a total annual volatility of 4.2683 DZD. From a start-to-finish perspective, comparing the January average rate of 17.8387 to the December average rate of 21.2038, the exchange rate registered a net change of 18.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 21.5298 was up 17.51% compared to the 2019 peak of 18.3213, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 107,649 DZD

2019 Average 90,107 DZD

Yearly Trough Low 86,308 DZD

Transaction Impact: A difference of 21,341.54 DZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

21.5597

17.2883

JanuMarcMayJulySeptNove

HRK to DZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.1871, compared to 20.2115 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.0243 points.

H1 Avg (Jan–Jun) 18.1871

H2 Avg (Jul–Dec) 20.2115

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 1.0787 DZD (High: 20.2605 / Low: 19.1818). On the other end, January was the most stable month, with a tight range of 0.1795 DZD (High: 17.9368 / Low: 17.7572).

July Spread (Volatile) ±1.0787

January Spread (Stable) ±0.1795

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1944 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.1944

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 21.2038) against the same month in 2019 (average: 17.8587), the exchange rate shifted by +3.3451 (+18.73%).

2020 Avg (December) 21.2038

2019 Avg (December) 17.8587

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	17.9368	17.7572	17.8387
February	17.8906	17.5144	17.6443
March	18.1137	17.2615	17.7346
April	18.4710	17.7536	18.2283
May	18.8109	18.3819	18.5318
June	19.2660	18.8188	19.1451
July	20.2605	19.1818	19.5397
August	20.4068	20.0911	20.2180
September	20.2640	19.9537	20.1228
October	20.1435	19.8142	20.0199
November	20.4169	19.8142	20.1647
December	21.5298	20.6051	21.2038