2021 HRK to DZD Historical Review

YEARLY HIGH

21.7287 DZD

YEARLY LOW

20.7204 DZD

YEARLY AVERAGE

21.2054 DZD

2021 HRK to DZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to DZD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 10, valuing the pair at 21.7287. Conversely, the yearly low was recorded on April 5, dropping to 20.7204.

This high-to-low spread represents a total annual volatility of 1.0083 DZD. From a start-to-finish perspective, comparing the January average rate of 21.3397 to the December average rate of 20.8923, the exchange rate registered a net change of -2.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 21.7287 was up 0.92% compared to the 2020 peak of 21.5298, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 108,644 DZD

2020 Average 96,027 DZD

Yearly Trough Low 103,602 DZD

Transaction Impact: A difference of 5,041.36 DZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

21.5865

20.8292

JanuMarcMayJulySeptNove

HRK to DZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.2511, compared to 21.1596 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0914 points.

H1 Avg (Jan–Jun) 21.2511

H2 Avg (Jul–Dec) 21.1596

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.7152 DZD (High: 21.4357 / Low: 20.7204). On the other end, October was the most stable month, with a tight range of 0.2048 DZD (High: 21.2944 / Low: 21.0896).

April Spread (Volatile) ±0.7152

October Spread (Stable) ±0.2048

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2898 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2898

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 21.4842) against the same month in 2020 (average: 19.1451), the exchange rate shifted by +2.3391 (+12.22%).

2021 Avg (June) 21.4842

2020 Avg (June) 19.1451

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	21.5855	21.2421	21.3397
February	21.3565	21.0903	21.2313
March	21.2086	20.7241	20.9415
April	21.4357	20.7204	20.9864
May	21.7193	21.2310	21.5234
June	21.7287	21.2385	21.4842
July	21.3407	21.0293	21.2176
August	21.3766	21.1085	21.2358
September	21.5529	21.1010	21.4071
October	21.2944	21.0896	21.1965
November	21.2577	20.7671	21.0085
December	21.0002	20.7799	20.8923