YEARLY HIGH
21.4097 DZD
YEARLY LOW
17.9036 DZD
YEARLY AVERAGE
19.8829 DZD

2022 HRK to DZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to DZD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 6, valuing the pair at 21.4097. Conversely, the yearly low was recorded on September 27, dropping to 17.9036.

This high-to-low spread represents a total annual volatility of 3.5061 DZD. From a start-to-finish perspective, comparing the January average rate of 21.0258 to the December average rate of 19.3222, the exchange rate registered a net change of -8.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 21.4097 was down 1.47% compared to the 2021 peak of 21.7287, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 107,049 DZD
2021 Average 106,025 DZD
Yearly Trough Low 89,518 DZD
Transaction Impact: A difference of 17,530.50 DZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

21.4657
18.0601
JanuMarcMayJulySeptNove

HRK to DZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.7391, compared to 19.0268 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.7123 points.

H1 Avg (Jan–Jun) 20.7391
H2 Avg (Jul–Dec) 19.0268

Volatility Range Comparison

Volatility

The most volatile month in 2022 was August, with a trading range of 1.1903 DZD (High: 19.8650 / Low: 18.6748). On the other end, December was the most stable month, with a tight range of 0.3615 DZD (High: 19.4796 / Low: 19.1181).

August Spread (Volatile) ±1.1903
December Spread (Stable) ±0.3615

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.6764 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.6764

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2022: 21.1819) against the same month in 2021 (average: 21.2313), the exchange rate shifted by -0.0494 (-0.23%).

2022 Avg (February) 21.1819
2021 Avg (February) 21.2313

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 21.2866 20.7929 21.0258
February 21.4097 20.9510 21.1819
March 20.9931 20.5220 20.7409
April 20.9345 20.0827 20.5647
May 20.7254 20.1189 20.4198
June 20.7792 20.3136 20.5014
July 20.3167 19.6298 19.8665
August 19.8650 18.6748 19.2155
September 18.9224 17.9036 18.5391
October 18.8020 18.1264 18.3439
November 19.1614 18.1694 18.8735
December 19.4796 19.1181 19.3222