YEARLY HIGH
7.6554 ETB
YEARLY LOW
6.7156 ETB
YEARLY AVERAGE
7.2604 ETB

2022 HRK to ETB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to ETB exchange rate experienced significant fluctuation. The market reached its absolute peak on February 20, valuing the pair at 7.6554. Conversely, the yearly low was recorded on September 27, dropping to 6.7156.

This high-to-low spread represents a total annual volatility of 0.9399 ETB. From a start-to-finish perspective, comparing the January average rate of 7.4615 to the December average rate of 7.5138, the exchange rate registered a net change of 0.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 7.6554 was down 77.61% compared to the 2021 peak of 34.1890, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 38,277 ETB
2021 Average 34,760 ETB
Yearly Trough Low 33,578 ETB
Transaction Impact: A difference of 4,699.42 ETB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

7.6725
6.8287
JanuMarcMayJulySeptNove

HRK to ETB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.4002, compared to 7.1206 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2796 points.

H1 Avg (Jan–Jun) 7.4002
H2 Avg (Jul–Dec) 7.1206

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.5072 ETB (High: 7.3796 / Low: 6.8724). On the other end, February was the most stable month, with a tight range of 0.1865 ETB (High: 7.6554 / Low: 7.4689).

November Spread (Volatile) ±0.5072
February Spread (Stable) ±0.1865

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.2098 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2098

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2022: 7.6022) against the same month in 2021 (average: 6.3616), the exchange rate shifted by +1.2405 (+19.50%).

2022 Avg (February) 7.6022
2021 Avg (February) 6.3616

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.5553 7.3642 7.4615
February 7.6554 7.4689 7.6022
March 7.5476 7.3180 7.4391
April 7.5200 7.1449 7.3549
May 7.3905 7.1250 7.2454
June 7.4241 7.1912 7.2984
July 7.2282 6.9585 7.0886
August 7.2082 6.9506 7.0770
September 7.0946 6.7156 6.9379
October 7.0509 6.8016 6.8990
November 7.3796 6.8724 7.2075
December 7.6184 7.4045 7.5138