YEARLY HIGH
17.8004 ETB
YEARLY LOW
8.0139 ETB
YEARLY AVERAGE
11.8140 ETB

2024 HRK to ETB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to ETB exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 17.8004. Conversely, the yearly low was recorded on April 16, dropping to 8.0139.

This high-to-low spread represents a total annual volatility of 9.7865 ETB. From a start-to-finish perspective, comparing the January average rate of 8.1685 to the December average rate of 17.6003, the exchange rate registered a net change of 115.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 17.8004 was up 114.67% compared to the 2023 peak of 8.2921, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 89,002 ETB
2023 Average 39,299 ETB
Yearly Trough Low 40,069 ETB
Transaction Impact: A difference of 48,932.53 ETB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

18.5508
7.1455
JanuMarcMayJulySeptNove

HRK to ETB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.1661, compared to 15.4619 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 7.2958 points.

H1 Avg (Jan–Jun) 8.1661
H2 Avg (Jul–Dec) 15.4619

Volatility Range Comparison

Volatility

The most volatile month in 2024 was August, with a trading range of 5.4423 ETB (High: 16.7266 / Low: 11.2842). On the other end, February was the most stable month, with a tight range of 0.1510 ETB (High: 8.1733 / Low: 8.0223).

August Spread (Volatile) ±5.4423
February Spread (Stable) ±0.1510

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1218 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1218

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 17.6003) against the same month in 2023 (average: 8.1390), the exchange rate shifted by +9.4614 (+116.25%).

2024 Avg (December) 17.6003
2023 Avg (December) 8.1390

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.2729 8.0631 8.1685
February 8.1733 8.0223 8.1113
March 8.2532 8.0800 8.1822
April 8.2036 8.0139 8.0960
May 8.2991 8.1364 8.2264
June 8.3154 8.1051 8.2122
July 10.8353 8.1840 8.3894
August 16.7266 11.2842 15.0652
September 17.7722 16.1912 17.0254
October 17.7154 17.0919 17.4064
November 17.7400 16.9237 17.2846
December 17.8004 17.1921 17.6003