2026 HRK to ETB Historical Review

YEARLY HIGH

24.8493 ETB

YEARLY LOW

23.5414 ETB

YEARLY AVERAGE

24.3328 ETB

2026 HRK to ETB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to ETB exchange rate experienced significant fluctuation. The market reached its absolute peak on June 4, valuing the pair at 24.8493. Conversely, the yearly low was recorded on March 28, dropping to 23.5414.

This high-to-low spread represents a total annual volatility of 1.3079 ETB. From a start-to-finish perspective, comparing the January average rate of 24.2317 to the December average rate of 24.4771, the exchange rate registered a net change of 1.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 24.8493 was up 2.03% compared to the 2025 peak of 24.3549, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 124,247 ETB

2025 Average 104,460 ETB

Yearly Trough Low 117,707 ETB

Transaction Impact: A difference of 6,539.66 ETB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

24.7205

23.8305

JanuMarcMayJuly

HRK to ETB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 24.3023, compared to 24.4242 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1219 points.

H1 Avg (Jan–Jun) 24.3023

H2 Avg (Jul–Dec) 24.4242

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.8315 ETB (High: 24.8493 / Low: 24.0178). On the other end, August was the most stable month, with a tight range of 0.2377 ETB (High: 24.6373 / Low: 24.3996).

June Spread (Volatile) ±0.8315

August Spread (Stable) ±0.2377

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.4625 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.4625

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 24.3934) against the same month in 2025 (average: 20.7663), the exchange rate shifted by +3.6271 (+17.47%).

2026 Avg (June) 24.3934

2025 Avg (June) 20.7663

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	24.7566	23.9612	24.2317
February	24.6264	24.1319	24.3672
March	24.2518	23.5414	23.9047
April	24.5334	23.8011	24.2704
May	24.8240	24.4203	24.6464
June	24.8493	24.0178	24.3934
July	24.5603	24.1457	24.3714
August	24.6373	24.3996	24.4771