2012 HRK to GTQ Historical Review

YEARLY HIGH

1.4144 GTQ

YEARLY LOW

1.2626 GTQ

YEARLY AVERAGE

1.3395 GTQ

2012 HRK to GTQ Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to GTQ exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 1.4144. Conversely, the yearly low was recorded on July 24, dropping to 1.2626.

This high-to-low spread represents a total annual volatility of 0.1518 GTQ. From a start-to-finish perspective, comparing the January average rate of 1.3342 to the December average rate of 1.3745, the exchange rate registered a net change of 3.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.4144 was down 8.44% compared to the 2011 peak of 1.5448, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 7,072 GTQ

2011 Average 7,287 GTQ

Yearly Trough Low 6,313 GTQ

Transaction Impact: A difference of 759.11 GTQ purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.3908

1.2727

JanuMarcMayJulySeptNove

HRK to GTQ Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3380, compared to 1.3410 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0030 points.

H1 Avg (Jan–Jun) 1.3380

H2 Avg (Jul–Dec) 1.3410

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0948 GTQ (High: 1.3729 / Low: 1.2781). On the other end, April was the most stable month, with a tight range of 0.0305 GTQ (High: 1.3732 / Low: 1.3427).

May Spread (Volatile) ±0.0948

April Spread (Stable) ±0.0305

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0363 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0363

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 1.3810) against the same month in 2011 (average: 1.4420), the exchange rate shifted by -0.0611 (-4.23%).

2012 Avg (September) 1.3810

2011 Avg (September) 1.4420

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3606	1.3093	1.3342
February	1.3906	1.3322	1.3562
March	1.3736	1.3371	1.3551
April	1.3732	1.3427	1.3584
May	1.3729	1.2781	1.3221
June	1.3181	1.2750	1.3021
July	1.3169	1.2626	1.2825
August	1.3381	1.2792	1.3030
September	1.4144	1.3326	1.3810
October	1.3927	1.3411	1.3683
November	1.3653	1.3204	1.3369
December	1.3932	1.3473	1.3745