2014 HRK to GTQ Historical Review

YEARLY HIGH

1.4164 GTQ

YEARLY LOW

1.2021 GTQ

YEARLY AVERAGE

1.3473 GTQ

2014 HRK to GTQ Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to GTQ exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1.4164. Conversely, the yearly low was recorded on December 31, dropping to 1.2021.

This high-to-low spread represents a total annual volatility of 0.2143 GTQ. From a start-to-finish perspective, comparing the January average rate of 1.4004 to the December average rate of 1.2246, the exchange rate registered a net change of -12.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.4164 was down 1.92% compared to the 2013 peak of 1.4440, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 7,082 GTQ

2013 Average 6,888 GTQ

Yearly Trough Low 6,010 GTQ

Transaction Impact: A difference of 1,071.36 GTQ purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.4224

1.2066

JanuMarcMayJulySeptNove

HRK to GTQ Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3977, compared to 1.2969 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1008 points.

H1 Avg (Jan–Jun) 1.3977

H2 Avg (Jul–Dec) 1.2969

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0716 GTQ (High: 1.3412 / Low: 1.2696). On the other end, June was the most stable month, with a tight range of 0.0119 GTQ (High: 1.4078 / Low: 1.3958).

September Spread (Volatile) ±0.0716

June Spread (Stable) ±0.0119

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0553 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0553

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 1.4004) against the same month in 2013 (average: 1.3847), the exchange rate shifted by +0.0157 (+1.13%).

2014 Avg (January) 1.4004

2013 Avg (January) 1.3847

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4164	1.3819	1.4004
February	1.3953	1.3778	1.3858
March	1.4040	1.3876	1.3958
April	1.4157	1.3918	1.4044
May	1.4152	1.3896	1.3982
June	1.4078	1.3958	1.4015
July	1.4044	1.3691	1.3823
August	1.3754	1.3397	1.3630
September	1.3412	1.2696	1.3076
October	1.2771	1.2476	1.2657
November	1.2461	1.2294	1.2382
December	1.2442	1.2021	1.2246