2015 HRK to GTQ Historical Review

YEARLY HIGH

1.2004 GTQ

YEARLY LOW

1.0487 GTQ

YEARLY AVERAGE

1.1168 GTQ

2015 HRK to GTQ Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to GTQ exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1.2004. Conversely, the yearly low was recorded on March 14, dropping to 1.0487.

This high-to-low spread represents a total annual volatility of 0.1516 GTQ. From a start-to-finish perspective, comparing the January average rate of 1.1553 to the December average rate of 1.0858, the exchange rate registered a net change of -6.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.2004 was down 15.25% compared to the 2014 peak of 1.4164, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 6,002 GTQ

2014 Average 6,735 GTQ

Yearly Trough Low 5,244 GTQ

Transaction Impact: A difference of 758.25 GTQ purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.1628

1.0729

JanuMarcMayJulySeptNove

HRK to GTQ Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1212, compared to 1.1124 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0088 points.

H1 Avg (Jan–Jun) 1.1212

H2 Avg (Jul–Dec) 1.1124

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0926 GTQ (High: 1.2004 / Low: 1.1077). On the other end, February was the most stable month, with a tight range of 0.0210 GTQ (High: 1.1360 / Low: 1.1150).

January Spread (Volatile) ±0.0926

February Spread (Stable) ±0.0210

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0513 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0513

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 1.1553) against the same month in 2014 (average: 1.4004), the exchange rate shifted by -0.2450 (-17.50%).

2015 Avg (January) 1.1553

2014 Avg (January) 1.4004

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2004	1.1077	1.1553
February	1.1360	1.1150	1.1267
March	1.1146	1.0487	1.0809
April	1.1458	1.0705	1.0929
May	1.1642	1.1063	1.1366
June	1.1509	1.1079	1.1348
July	1.1255	1.0904	1.1100
August	1.1664	1.1000	1.1271
September	1.1598	1.1222	1.1396
October	1.1528	1.1064	1.1317
November	1.1129	1.0551	1.0804
December	1.0962	1.0569	1.0858