2020 HRK to IDR Historical Review

YEARLY HIGH

2402.2689 IDR

YEARLY LOW

1956.9763 IDR

YEARLY AVERAGE

2200.8938 IDR

2020 HRK to IDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to IDR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 2402.2689. Conversely, the yearly low was recorded on January 27, dropping to 1956.9763.

This high-to-low spread represents a total annual volatility of 445.2926 IDR. From a start-to-finish perspective, comparing the January average rate of 2046.6563 to the December average rate of 2278.3733, the exchange rate registered a net change of 11.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2402.2689 was up 8.08% compared to the 2019 peak of 2222.6503, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 12,011,345 IDR

2019 Average 10,667,582 IDR

Yearly Trough Low 9,784,882 IDR

Transaction Impact: A difference of 2,226,463.02 IDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2347.6075

1983.4149

JanuMarcMayJulySeptNove

HRK to IDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2130.1372, compared to 2271.6503 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 141.5131 points.

H1 Avg (Jan–Jun) 2130.1372

H2 Avg (Jul–Dec) 2271.6503

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 343.6020 IDR (High: 2402.2689 / Low: 2058.6669). On the other end, December was the most stable month, with a tight range of 44.7713 IDR (High: 2301.0554 / Low: 2256.2840).

March Spread (Volatile) ±343.6020

December Spread (Stable) ±44.7713

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 116.1769 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -116.1769

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 2215.5162) against the same month in 2019 (average: 2164.3499), the exchange rate shifted by +51.1663 (+2.36%).

2020 Avg (March) 2215.5162

2019 Avg (March) 2164.3499

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2092.7147	1956.9763	2046.6563
February	2066.2503	1980.8708	2013.7643
March	2402.2689	2058.6669	2215.5162
April	2358.3102	2189.4093	2254.7298
May	2202.2518	2106.7596	2138.5529
June	2167.9925	2079.2690	2111.6038
July	2327.3633	2119.9214	2210.8257
August	2347.1716	2293.7265	2314.7477
September	2363.9390	2287.8079	2317.2581
October	2302.9894	2245.2095	2284.3043
November	2262.5006	2192.0435	2224.3929
December	2301.0554	2256.2840	2278.3733