YEARLY HIGH
2621.2711 IDR
YEARLY LOW
2216.2867 IDR
YEARLY AVERAGE
2470.8065 IDR

2025 HRK to IDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to IDR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 2621.2711. Conversely, the yearly low was recorded on January 12, dropping to 2216.2867.

This high-to-low spread represents a total annual volatility of 404.9844 IDR. From a start-to-finish perspective, comparing the January average rate of 2235.1734 to the December average rate of 2595.3911, the exchange rate registered a net change of 16.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 2621.2711 was up 11.18% compared to the 2024 peak of 2357.6290, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 13,106,355 IDR
2024 Average 11,389,773 IDR
Yearly Trough Low 11,081,434 IDR
Transaction Impact: A difference of 2,024,921.78 IDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2631.4129
2199.1517
JanuMarcMayJulySeptNove

HRK to IDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2385.0703, compared to 2556.5427 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 171.4724 points.

H1 Avg (Jan–Jun) 2385.0703
H2 Avg (Jul–Dec) 2556.5427

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 172.4699 IDR (High: 2570.6403 / Low: 2398.1704). On the other end, November was the most stable month, with a tight range of 37.2893 IDR (High: 2581.6567 / Low: 2544.3674).

April Spread (Volatile) ±172.4699
November Spread (Stable) ±37.2893

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 46.9931 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -46.9931

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 2595.3911) against the same month in 2024 (average: 2232.8055), the exchange rate shifted by +362.5856 (+16.24%).

2025 Avg (December) 2595.3911
2024 Avg (December) 2232.8055

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2257.5017 2216.2867 2235.1734
February 2284.8243 2225.2810 2255.6832
March 2398.7965 2276.4572 2358.7179
April 2570.6403 2398.1704 2507.3279
May 2490.6419 2428.8402 2460.3348
June 2531.9982 2440.0841 2493.1849
July 2552.7689 2485.7573 2525.2552
August 2546.1498 2501.4037 2521.2768
September 2609.5098 2540.1809 2573.9069
October 2593.1990 2541.2639 2562.8449
November 2581.6567 2544.3674 2560.5813
December 2621.2711 2559.7330 2595.3911