YEARLY HIGH
2779.4492 IDR
YEARLY LOW
2569.8252 IDR
YEARLY AVERAGE
2684.0603 IDR

2026 HRK to IDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to IDR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 5, valuing the pair at 2779.4492. Conversely, the yearly low was recorded on March 14, dropping to 2569.8252.

This high-to-low spread represents a total annual volatility of 209.6239 IDR. From a start-to-finish perspective, comparing the January average rate of 2617.7236 to the December average rate of 2751.0081, the exchange rate registered a net change of 5.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 2779.4492 was up 6.03% compared to the 2025 peak of 2621.2711, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 13,897,246 IDR
2025 Average 12,359,424 IDR
Yearly Trough Low 12,849,126 IDR
Transaction Impact: A difference of 1,048,119.70 IDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

2766.4110
2581.5766
JanuMarcMayJuly

HRK to IDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2665.4519, compared to 2739.8856 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 74.4337 points.

H1 Avg (Jan–Jun) 2665.4519
H2 Avg (Jul–Dec) 2739.8856

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 93.7949 IDR (High: 2689.9623 / Low: 2596.1674). On the other end, August was the most stable month, with a tight range of 17.2874 IDR (High: 2759.7848 / Low: 2742.4973).

April Spread (Volatile) ±93.7949
August Spread (Stable) ±17.2874

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 43.9939 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -43.9939

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 2733.3707) against the same month in 2025 (average: 2493.1849), the exchange rate shifted by +240.1858 (+9.63%).

2026 Avg (June) 2733.3707
2025 Avg (June) 2493.1849

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2666.8392 2594.7274 2617.7236
February 2654.7674 2624.5666 2640.9733
March 2622.8497 2569.8252 2596.9795
April 2689.9623 2596.1674 2656.2461
May 2758.7881 2696.6690 2747.4183
June 2779.4492 2698.8360 2733.3707
July 2760.7929 2704.6000 2728.7630
August 2759.7848 2742.4973 2751.0081