2020 HRK to JPY Historical Review

YEARLY HIGH

16.8287 JPY

YEARLY LOW

15.1572 JPY

YEARLY AVERAGE

16.1583 JPY

2020 HRK to JPY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to JPY exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 16.8287. Conversely, the yearly low was recorded on May 6, dropping to 15.1572.

This high-to-low spread represents a total annual volatility of 1.6715 JPY. From a start-to-finish perspective, comparing the January average rate of 16.2945 to the December average rate of 16.7470, the exchange rate registered a net change of 2.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 16.8287 was down 1.78% compared to the 2019 peak of 17.1337, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 84,143 JPY

2019 Average 82,263 JPY

Yearly Trough Low 75,786 JPY

Transaction Impact: A difference of 8,357.33 JPY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

16.8779

15.3070

JanuMarcMayJulySeptNove

HRK to JPY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.8355, compared to 16.4812 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6457 points.

H1 Avg (Jan–Jun) 15.8355

H2 Avg (Jul–Dec) 16.4812

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.7893 JPY (High: 16.7568 / Low: 15.9675). On the other end, December was the most stable month, with a tight range of 0.1569 JPY (High: 16.8287 / Low: 16.6718).

July Spread (Volatile) ±0.7893

December Spread (Stable) ±0.1569

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3673 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.3673

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 16.7470) against the same month in 2019 (average: 16.2985), the exchange rate shifted by +0.4485 (+2.75%).

2020 Avg (December) 16.7470

2019 Avg (December) 16.2985

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	16.4876	16.1193	16.2945
February	16.2448	15.9413	16.0965
March	16.1575	15.3916	15.7292
April	15.5694	15.3016	15.4379
May	15.7638	15.1572	15.4484
June	16.3663	15.7676	16.0062
July	16.7568	15.9675	16.2482
August	16.8258	16.5601	16.7037
September	16.7757	16.2548	16.5051
October	16.5047	16.1045	16.3465
November	16.4838	16.0907	16.3366
December	16.8287	16.6718	16.7470