2021 HRK to JPY Historical Review

YEARLY HIGH

17.8431 JPY

YEARLY LOW

16.5766 JPY

YEARLY AVERAGE

17.2473 JPY

2021 HRK to JPY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to JPY exchange rate experienced significant fluctuation. The market reached its absolute peak on May 31, valuing the pair at 17.8431. Conversely, the yearly low was recorded on January 18, dropping to 16.5766.

This high-to-low spread represents a total annual volatility of 1.2664 JPY. From a start-to-finish perspective, comparing the January average rate of 16.7018 to the December average rate of 17.1102, the exchange rate registered a net change of 2.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 17.8431 was up 6.03% compared to the 2020 peak of 16.8287, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 89,215 JPY

2020 Average 80,798 JPY

Yearly Trough Low 82,883 JPY

Transaction Impact: A difference of 6,332.24 JPY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

17.7775

16.6040

JanuMarcMayJulySeptNove

HRK to JPY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.1947, compared to 17.3000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1053 points.

H1 Avg (Jan–Jun) 17.1947

H2 Avg (Jul–Dec) 17.3000

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.6167 JPY (High: 17.7612 / Low: 17.1445). On the other end, January was the most stable month, with a tight range of 0.2535 JPY (High: 16.8301 / Low: 16.5766).

October Spread (Volatile) ±0.6167

January Spread (Stable) ±0.2535

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.2985 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.2985

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 17.6286) against the same month in 2020 (average: 15.4484), the exchange rate shifted by +2.1802 (+14.11%).

2021 Avg (May) 17.6286

2020 Avg (May) 15.4484

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	16.8301	16.5766	16.7018
February	17.0607	16.6721	16.8393
March	17.2198	16.9548	17.0807
April	17.4762	17.1099	17.2378
May	17.8431	17.4073	17.6286
June	17.8300	17.4249	17.6797
July	17.6464	17.2095	17.3813
August	17.3804	17.1095	17.2470
September	17.4654	17.0605	17.3010
October	17.7612	17.1445	17.4711
November	17.6198	17.0272	17.2893
December	17.4142	16.8979	17.1102