YEARLY HIGH
24.5173 JPY
YEARLY LOW
20.7064 JPY
YEARLY AVERAGE
22.4348 JPY

2025 HRK to JPY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to JPY exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 24.5173. Conversely, the yearly low was recorded on February 27, dropping to 20.7064.

This high-to-low spread represents a total annual volatility of 3.8109 JPY. From a start-to-finish perspective, comparing the January average rate of 21.5056 to the December average rate of 24.2633, the exchange rate registered a net change of 12.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 24.5173 was up 5.53% compared to the 2024 peak of 23.2331, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 122,586 JPY
2024 Average 108,721 JPY
Yearly Trough Low 103,532 JPY
Transaction Impact: A difference of 19,054.27 JPY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

24.5935
20.6311
JanuMarcMayJulySeptNove

HRK to JPY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.5205, compared to 23.3491 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.8286 points.

H1 Avg (Jan–Jun) 21.5205
H2 Avg (Jul–Dec) 23.3491

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.9571 JPY (High: 21.6975 / Low: 20.7404). On the other end, August was the most stable month, with a tight range of 0.3389 JPY (High: 22.9068 / Low: 22.5680).

March Spread (Volatile) ±0.9571
August Spread (Stable) ±0.3389

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.5443 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.5443

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 24.2633) against the same month in 2024 (average: 21.4058), the exchange rate shifted by +2.8574 (+13.35%).

2025 Avg (December) 24.2633
2024 Avg (December) 21.4058

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 21.7396 21.2425 21.5056
February 21.3415 20.7064 20.9613
March 21.6975 20.7404 21.3716
April 21.6692 21.2020 21.4980
May 21.9065 21.5023 21.6609
June 22.4984 21.6354 22.1257
July 23.0600 22.4643 22.8068
August 22.9068 22.5680 22.7996
September 23.2274 22.8726 23.0453
October 23.6375 22.9000 23.3744
November 24.0928 23.4065 23.8055
December 24.5173 23.9660 24.2633