2020 HRK to LAK Historical Review

YEARLY HIGH

1513.5906 LAK

YEARLY LOW

1247.9944 LAK

YEARLY AVERAGE

1373.1370 LAK

2020 HRK to LAK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to LAK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1513.5906. Conversely, the yearly low was recorded on March 19, dropping to 1247.9944.

This high-to-low spread represents a total annual volatility of 265.5962 LAK. From a start-to-finish perspective, comparing the January average rate of 1325.1761 to the December average rate of 1499.0341, the exchange rate registered a net change of 13.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1513.5906 was up 12.90% compared to the 2019 peak of 1340.6172, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 7,567,953 LAK

2019 Average 6,568,093 LAK

Yearly Trough Low 6,239,972 LAK

Transaction Impact: A difference of 1,327,980.76 LAK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1520.6330

1261.4461

JanuMarcMayJulySeptNove

HRK to LAK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1308.5672, compared to 1437.7069 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 129.1397 points.

H1 Avg (Jan–Jun) 1308.5672

H2 Avg (Jul–Dec) 1437.7069

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 104.7628 LAK (High: 1352.7572 / Low: 1247.9944). On the other end, August was the most stable month, with a tight range of 18.7968 LAK (High: 1443.5790 / Low: 1424.7822).

March Spread (Volatile) ±104.7628

August Spread (Stable) ±18.7968

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 22.0204 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -22.0204

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1499.0341) against the same month in 2019 (average: 1324.9738), the exchange rate shifted by +174.0603 (+13.14%).

2020 Avg (December) 1499.0341

2019 Avg (December) 1324.9738

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1345.1596	1314.9014	1325.1761
February	1324.1389	1288.6730	1303.1557
March	1352.7572	1247.9944	1302.7363
April	1298.4224	1267.5009	1283.0450
May	1318.4644	1280.7065	1296.1156
June	1353.1046	1320.9558	1341.1743
July	1437.3241	1343.2459	1377.7789
August	1443.5790	1424.7822	1433.0037
September	1441.2592	1405.8573	1427.7188
October	1448.9052	1424.1790	1436.0519
November	1470.5067	1423.5788	1452.6540
December	1513.5906	1482.9683	1499.0341