YEARLY HIGH
3461.1122 LAK
YEARLY LOW
3246.6189 LAK
YEARLY AVERAGE
3384.7313 LAK

2026 HRK to LAK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to LAK exchange rate experienced significant fluctuation. The market reached its absolute peak on August 5, valuing the pair at 3461.1122. Conversely, the yearly low was recorded on March 14, dropping to 3246.6189.

This high-to-low spread represents a total annual volatility of 214.4934 LAK. From a start-to-finish perspective, comparing the January average rate of 3362.3513 to the December average rate of 3457.6742, the exchange rate registered a net change of 2.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 3461.1122 was up 1.37% compared to the 2025 peak of 3414.3542, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 17,305,561 LAK
2025 Average 16,247,995 LAK
Yearly Trough Low 16,233,094 LAK
Transaction Impact: A difference of 1,072,466.75 LAK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3473.6065
3282.4196
JanuMarcMayJuly

HRK to LAK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3366.4993, compared to 3439.4275 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 72.9283 points.

H1 Avg (Jan–Jun) 3366.4993
H2 Avg (Jul–Dec) 3439.4275

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 128.5263 LAK (High: 3375.1452 / Low: 3246.6189). On the other end, August was the most stable month, with a tight range of 5.7912 LAK (High: 3461.1122 / Low: 3455.3210).

March Spread (Volatile) ±128.5263
August Spread (Stable) ±5.7912

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 66.8638 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -66.8638

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2026: 3457.6742) against the same month in 2025 (average: 3344.4929), the exchange rate shifted by +113.1813 (+3.38%).

2026 Avg (August) 3457.6742
2025 Avg (August) 3344.4929

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3434.7952 3325.1590 3362.3513
February 3405.4790 3343.3366 3365.2157
March 3375.1452 3246.6189 3298.3518
April 3451.7668 3356.3393 3412.4566
May 3419.3831 3384.2177 3395.1867
June 3395.5578 3319.9820 3365.4335
July 3449.4918 3389.9423 3421.1808
August 3461.1122 3455.3210 3457.6742