2025 HRK to LAK Historical Review

YEARLY HIGH

3414.3542 LAK

YEARLY LOW

2954.7100 LAK

YEARLY AVERAGE

3248.2450 LAK

2025 HRK to LAK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to LAK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 3414.3542. Conversely, the yearly low was recorded on February 3, dropping to 2954.7100.

This high-to-low spread represents a total annual volatility of 459.6442 LAK. From a start-to-finish perspective, comparing the January average rate of 2995.0738 to the December average rate of 3368.7521, the exchange rate registered a net change of 12.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 3414.3542 was up 4.07% compared to the 2024 peak of 3280.7999, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 17,071,771 LAK

2024 Average 15,498,688 LAK

Yearly Trough Low 14,773,550 LAK

Transaction Impact: A difference of 2,298,221.20 LAK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3412.4060

2957.1346

JanuMarcMayJulySeptNove

HRK to LAK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3144.9980, compared to 3351.4920 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 206.4940 points.

H1 Avg (Jan–Jun) 3144.9980

H2 Avg (Jul–Dec) 3351.4920

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 203.8852 LAK (High: 3309.3090 / Low: 3105.4238). On the other end, December was the most stable month, with a tight range of 48.4354 LAK (High: 3390.0410 / Low: 3341.6056).

April Spread (Volatile) ±203.8852

December Spread (Stable) ±48.4354

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 24.3057 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -24.3057

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 3374.4667) against the same month in 2024 (average: 3258.4216), the exchange rate shifted by +116.0451 (+3.56%).

2025 Avg (September) 3374.4667

2024 Avg (September) 3258.4216

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3035.2713	2966.5409	2995.0738
February	3029.4580	2954.7100	3003.2522
March	3143.7411	2988.8790	3101.8257
April	3309.3090	3105.4238	3229.0911
May	3266.3889	3178.1093	3237.9577
June	3372.1148	3254.1389	3302.7872
July	3377.5125	3272.3417	3342.2088
August	3369.9803	3283.9138	3344.4929
September	3414.3542	3348.5245	3374.4667
October	3378.1888	3313.6616	3351.6685
November	3348.4901	3298.8672	3327.3629
December	3390.0410	3341.6056	3368.7521