2025 HRK to MAD Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2025.
2025 HRK to MAD Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2025
During 2025, the HRK to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 12, valuing the pair at 1.4339. Conversely, the yearly low was recorded on January 10, dropping to 1.3664.
This high-to-low spread represents a total annual volatility of 0.0675 MAD. From a start-to-finish perspective, comparing the January average rate of 1.3790 to the December average rate of 1.4271, the exchange rate registered a net change of 3.49% (reflecting a strengthening trend).
Looking at year-over-year peak valuations, the 2025 high of 1.4339 was down 1.68% compared to the 2024 peak of 1.4584, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 HRK based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2025.
HRK to MAD Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3882, compared to 1.4116 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0233 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2025 was March, with a trading range of 0.0341 MAD (High: 1.4044 / Low: 1.3703). On the other end, December was the most stable month, with a tight range of 0.0134 MAD (High: 1.4339 / Low: 1.4205).
Growth Streaks & Declines
TrendsBetween August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0099 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (December 2025: 1.4271) against the same month in 2024 (average: 1.3920), the exchange rate shifted by +0.0351 (+2.52%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 1.3893 | 1.3664 | 1.3790 |
| February | 1.3888 | 1.3709 | 1.3817 |
| March | 1.4044 | 1.3703 | 1.3900 |
| April | 1.4133 | 1.3805 | 1.3957 |
| May | 1.3980 | 1.3749 | 1.3858 |
| June | 1.4105 | 1.3843 | 1.3971 |
| July | 1.4064 | 1.3802 | 1.3982 |
| August | 1.4074 | 1.3866 | 1.3967 |
| September | 1.4167 | 1.3966 | 1.4073 |
| October | 1.4291 | 1.4066 | 1.4178 |
| November | 1.4297 | 1.4139 | 1.4223 |
| December | 1.4339 | 1.4205 | 1.4271 |