2026 HRK to MAD Historical Review

YEARLY HIGH

1.4541 MAD

YEARLY LOW

1.4060 MAD

YEARLY AVERAGE

1.4274 MAD

2026 HRK to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 7, valuing the pair at 1.4541. Conversely, the yearly low was recorded on June 6, dropping to 1.4060.

This high-to-low spread represents a total annual volatility of 0.0481 MAD. From a start-to-finish perspective, comparing the January average rate of 1.4274 to the December average rate of 1.4258, the exchange rate registered a net change of -0.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.4541 was up 1.41% compared to the 2025 peak of 1.4339, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 7,271 MAD

2025 Average 7,000 MAD

Yearly Trough Low 7,030 MAD

Transaction Impact: A difference of 240.57 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.4429

1.4148

JanuMarcMayJuly

HRK to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4293, compared to 1.4216 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0078 points.

H1 Avg (Jan–Jun) 1.4293

H2 Avg (Jul–Dec) 1.4216

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0299 MAD (High: 1.4491 / Low: 1.4192). On the other end, August was the most stable month, with a tight range of 0.0008 MAD (High: 1.4261 / Low: 1.4253).

March Spread (Volatile) ±0.0299

August Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0174 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0174

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 1.4406) against the same month in 2025 (average: 1.3957), the exchange rate shifted by +0.0449 (+3.21%).

2026 Avg (April) 1.4406

2025 Avg (April) 1.3957

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4471	1.4191	1.4274
February	1.4434	1.4290	1.4358
March	1.4491	1.4192	1.4318
April	1.4541	1.4320	1.4406
May	1.4392	1.4185	1.4232
June	1.4251	1.4060	1.4171
July	1.4278	1.4136	1.4173
August	1.4261	1.4253	1.4258