2010 HRK to NAD Historical Review

YEARLY HIGH

1.4862 NAD

YEARLY LOW

1.1841 NAD

YEARLY AVERAGE

1.3311 NAD

2010 HRK to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2010

During 2010, the HRK to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 1.4862. Conversely, the yearly low was recorded on December 29, dropping to 1.1841.

This high-to-low spread represents a total annual volatility of 0.3020 NAD. From a start-to-finish perspective, comparing the January average rate of 1.4569 to the December average rate of 1.2219, the exchange rate registered a net change of -16.13% (reflecting a weakening trend).

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 7,431 NAD

Yearly Average 6,656 NAD

Yearly Trough Low 5,921 NAD

Transaction Impact: A difference of 1,510.13 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2010.

1.4804

1.1984

JanuMarcMayJulySeptNove

HRK to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3726, compared to 1.2897 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0829 points.

H1 Avg (Jan–Jun) 1.3726

H2 Avg (Jul–Dec) 1.2897

Volatility Range Comparison

Volatility

The most volatile month in 2010 was November, with a trading range of 0.0874 NAD (High: 1.3346 / Low: 1.2472). On the other end, October was the most stable month, with a tight range of 0.0253 NAD (High: 1.3220 / Low: 1.2967).

November Spread (Volatile) ±0.0874

October Spread (Stable) ±0.0253

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2010. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0708 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0708

Same-Month Historical Baseline

YoY Baseline

Historical data for the previous year (2009) is currently unavailable. Strongest month average for January 2010 is 1.4569.

2010 Avg (January) 1.4569

Baseline Avg N/A

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4862	1.4372	1.4569
February	1.4538	1.4078	1.4284
March	1.4345	1.3504	1.3840
April	1.3845	1.3323	1.3554
May	1.3538	1.2815	1.3153
June	1.3109	1.2764	1.2954
July	1.3605	1.3097	1.3355
August	1.3352	1.2710	1.2972
September	1.3045	1.2555	1.2804
October	1.3220	1.2967	1.3103
November	1.3346	1.2472	1.2927
December	1.2523	1.1841	1.2219