2016 HRK to NAD Historical Review

YEARLY HIGH

2.3941 NAD

YEARLY LOW

1.9009 NAD

YEARLY AVERAGE

2.1612 NAD

2016 HRK to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 18, valuing the pair at 2.3941. Conversely, the yearly low was recorded on December 29, dropping to 1.9009.

This high-to-low spread represents a total annual volatility of 0.4932 NAD. From a start-to-finish perspective, comparing the January average rate of 2.3095 to the December average rate of 1.9393, the exchange rate registered a net change of -16.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 2.3941 was up 4.77% compared to the 2015 peak of 2.2850, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 11,971 NAD

2015 Average 9,309 NAD

Yearly Trough Low 9,504 NAD

Transaction Impact: A difference of 2,466.15 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

2.3466

1.9023

JanuMarcMayJulySeptNove

HRK to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2736, compared to 2.0489 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2248 points.

H1 Avg (Jan–Jun) 2.2736

H2 Avg (Jul–Dec) 2.0489

Volatility Range Comparison

Volatility

The most volatile month in 2016 was August, with a trading range of 0.1929 NAD (High: 2.1800 / Low: 1.9871). On the other end, December was the most stable month, with a tight range of 0.0842 NAD (High: 1.9851 / Low: 1.9009).

August Spread (Volatile) ±0.1929

December Spread (Stable) ±0.0842

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2016. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1261 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1261

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 2.3095) against the same month in 2015 (average: 1.7503), the exchange rate shifted by +0.5592 (+31.95%).

2016 Avg (January) 2.3095

2015 Avg (January) 1.7503

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3941	2.2030	2.3095
February	2.3664	2.2054	2.2972
March	2.3281	2.2201	2.2647
April	2.3075	2.1470	2.2104
May	2.3558	2.1643	2.3056
June	2.3323	2.1803	2.2544
July	2.1895	2.0846	2.1283
August	2.1800	1.9871	2.0617
September	2.1849	2.0258	2.1050
October	2.1033	1.9829	2.0502
November	2.0737	1.9568	2.0087
December	1.9851	1.9009	1.9393