2011 HRK to NAD Historical Review

YEARLY HIGH

1.5203 NAD

YEARLY LOW

1.1912 NAD

YEARLY AVERAGE

1.3556 NAD

2011 HRK to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2011

During 2011, the HRK to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 23, valuing the pair at 1.5203. Conversely, the yearly low was recorded on January 10, dropping to 1.1912.

This high-to-low spread represents a total annual volatility of 0.3291 NAD. From a start-to-finish perspective, comparing the January average rate of 1.2520 to the December average rate of 1.4355, the exchange rate registered a net change of 14.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2011 high of 1.5203 was up 2.29% compared to the 2010 peak of 1.4862, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 7,601 NAD

2010 Average 6,653 NAD

Yearly Trough Low 5,956 NAD

Transaction Impact: A difference of 1,645.29 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2011.

1.4983

1.2296

JanuMarcMayJulySeptNove

HRK to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3095, compared to 1.4018 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0923 points.

H1 Avg (Jan–Jun) 1.3095

H2 Avg (Jul–Dec) 1.4018

Volatility Range Comparison

Volatility

The most volatile month in 2011 was January, with a trading range of 0.1333 NAD (High: 1.3245 / Low: 1.1912). On the other end, June was the most stable month, with a tight range of 0.0301 NAD (High: 1.3384 / Low: 1.3083).

January Spread (Volatile) ±0.1333

June Spread (Stable) ±0.0301

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0405 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0405

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2011: 1.4759) against the same month in 2010 (average: 1.2927), the exchange rate shifted by +0.1833 (+14.18%).

2011 Avg (November) 1.4759

2010 Avg (November) 1.2927

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3245	1.1912	1.2520
February	1.3388	1.2963	1.3237
March	1.3492	1.2868	1.3107
April	1.3466	1.2922	1.3216
May	1.3495	1.3132	1.3297
June	1.3384	1.3083	1.3195
July	1.3242	1.2826	1.3047
August	1.3968	1.2827	1.3613
September	1.4447	1.3303	1.3709
October	1.5092	1.3962	1.4624
November	1.5203	1.4481	1.4759
December	1.4648	1.3870	1.4355